If your insurance company's settlement offer doesn't cover what repairs actually cost, you don't have to accept it. Most Texas homeowner policies include an "appraisal clause" — a built-in right to have an independent expert re-evaluate the loss. Appraisals DFW handles that process from start to finish.
Send us your insurance company's estimate and denial or settlement letter — within 48 hours we'll provide a free, honest opinion (based on years of experience) to help you decide if appraisal makes sense for your situation.
If you move forward, we complete a full inspection of the property damage (usually with the appraiser appointed by your insurance company) and provide them with an appraisal estimate of the true scope and cost of repairs.
We then begin negotiations and advocate for you to get paid the true cost of repairing the damage to your home. In about 95% of cases we are successful, and achieve a significant increase in your insurance settlement.
In about 5% of cases, we're unable to reach agreement with the insurance company's appraiser. If this happens, we'll meet with you to discuss next steps, which may include involving an Umpire. We will examine all options before making any decisions to ensure that we get the best possible outcome for you.
A clause in most homeowner policies allowing you or your insurance company to demand an independent re-evaluation of a disputed claim amount, instead of going to court.
The total fee for our appraisal services is $1,200 — 50% is due when the Insurance Appraisal Agreement is signed, and the remainder is due before the completed Appraisal Award is executed.
Most appraisals are resolved within 90 days.
Yes — hail and wind claims are among the most common appraisal disputes in North Texas.
